Your PrivacyMatters to Us

Privacy Policy

Your Privacy Matters to Us

We are committed to protecting your personal information and being transparent about how we collect, use, and share your data.

Last updated: 16 March 2026

Introduction

At Kutoo ("we," "our," or "us"), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you use the Kutoo mobile application and related services.

Kutoo is a cryptocurrency learning application that provides educational tools to help users understand digital assets, portfolio construction, and market behaviour.

By using Kutoo, you agree to the collection and use of information in accordance with this Privacy Policy.

Information We Collect

Personal Information

When you create an account or interact with the app, we may collect:

• Name and email address
• Account login credentials
• Profile information and preferences
• App settings and learning preferences
• Communication information when you contact support

We only collect personal information that is necessary to operate and improve the Kutoo service.

Usage Data

We automatically collect certain information about how the app is used, including:

• Device type and operating system
• App interaction data and feature usage
• Learning progress and educational content completion
• Approximate location based on IP address

This information helps us understand how users interact with Kutoo and improve the learning experience.

Wallet and Blockchain Data

If you choose to use Real Crypto Mode, Kutoo may interact with public blockchain networks.

In this case:

• Users may connect a compatible cryptocurrency wallet
• We do not store or access private keys
• We do not store wallet passwords
• We may access publicly available wallet addresses and blockchain transaction data necessary to support wallet interactions and display relevant blockchain information within the app

Blockchain networks are public systems, and information recorded on the blockchain may be visible to anyone. Kutoo does not control how blockchain data is stored or used by third parties once it is recorded on a public ledger. Information recorded on public blockchains cannot be modified or deleted by Kutoo.

How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain the Kutoo application
• Analyze usage patterns to improve features and usability
• Communicate important service updates and security alerts
• Provide customer support
• Detect fraud, misuse, or security threats
• Comply with legal obligations and enforce our Terms of Service

Data Sharing and Disclosure

Kutoo does not sell, rent, or trade personal information to third parties. We may share information only in the following limited circumstances.

Service Providers

We may share information with trusted third-party providers that help operate our services, such as:

• Cloud hosting providers
• Analytics services
• Infrastructure and security providers
• Customer support systems

These providers are required to process data only on our behalf and to protect user data appropriately.

Legal Requirements

We may disclose information if required to do so by law, regulation, legal process, or governmental request. We may also disclose information when necessary to:

• Protect the security or integrity of Kutoo
• Prevent fraud or illegal activity
• Protect the rights, property, or safety of users or others

Business Transfers

If Kutoo is involved in a merger, acquisition, restructuring, or asset sale, user information may be transferred as part of that transaction, subject to appropriate privacy protections.

Data Retention

We retain personal information only for as long as necessary to provide the Kutoo service, operate the application, and comply with legal obligations.

Account information is retained while your account remains active. If you request deletion of your account, we will delete or anonymize personal data within a reasonable period unless retention is required for legal, regulatory, security, or operational purposes.

Certain information related to blockchain transactions may remain publicly available on blockchain networks and cannot be deleted or modified by Kutoo.

Data Security

We implement reasonable technical and organizational security measures to protect personal information, including:

• Encryption of data in transit using secure protocols
• Secure authentication systems
• Restricted access to sensitive information
• Monitoring for security vulnerabilities and threats

However, no internet-based service can guarantee absolute security. Users should take appropriate steps to secure their devices and wallet access.

Your Privacy Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Access — request a copy of your personal data
• Correction — update or correct inaccurate information
• Deletion — request deletion of your Kutoo account and associated personal data
• Portability — request a copy of your data in a portable format
• Restriction — request limitations on certain types of processing
• Opt-out — unsubscribe from marketing communications

Requests can be submitted by contacting us at support@kutoo.app. We will respond in accordance with applicable data protection laws.

Children's Privacy

Kutoo is not intended for individuals under the age of 18.

We do not knowingly collect personal information from children. If we become aware that personal data has been collected from a child without appropriate consent, we will take steps to delete such information.

If you believe that a child has provided personal data to Kutoo, please contact us immediately.

International Data Transfers

Kutoo may process or store data using infrastructure located in multiple countries.

Where data is transferred across jurisdictions, we take reasonable steps to ensure that appropriate safeguards are in place to protect personal information consistent with this Privacy Policy.

Cookies and Similar Technologies

Kutoo may use cookies, device identifiers, and similar technologies to:

• Maintain login sessions
• Remember user preferences
• Analyze app performance and usage
• Improve service functionality

These technologies help ensure a stable and personalized user experience.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technologies, or legal requirements.

When updates occur, we will revise the Last updated date and publish the updated policy.

Continued use of the application after changes constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at support@kutoo.app